3/5 I'm planning to stick around for a full career and earn a pension benefit one day

 Great.

By the time you get to this stage of your career, you'll have followed the advice in the first stage so you already have an Emergency Fund saved up - good for you.

Now you're going to be maxing out your Deferred Comp account and your Roth IRA.

T Rowe Price can create and hold your Roth IRA for you in addition to your normal Deferred Comp (457) plan.

You just need to max both of them out.

$19,500 in your Deferred Comp account.

$6,000 in your Roth IRA.

But what to investments to choose in my T Rowe Price account?

Police Officers with a pension plan like ours have significantly different investment needs than other investors.  Since the Police Officers Retirement System is in good shape, you can count on receiving a monthly check at the end of your career from "Uncle Fairfax."  That reduces your risk tremendously!

That reduction in risk allows you to invest for growth, essentially taking on the risk that you would have to mitigate if you were a "normal" investor, if you choose too.

I use PRGFX, the "Growth Stock Fund."  Its a little bit expensive with an expense ratio at 0.65% , but it earns well:

Your investment choices are your own, however.  Exercise care and talk to a financial advisor.

The rest of your money is yours to live on and do with what you will.  Create a Spending Plan, follow it, and enjoy your life and your future pay raises.  

Take care of your health.  Your future poor health may be your greatest expense of your life.  Your current investments in good diet, weight, blood tests, regular doctor visits for early screening and early detection of cancers and other diseases, etc may end up being your most profitable investments ever.

Police work is hard on the body and the mind.  Take good care of what God gave you.

If you want to choose to save and invest even more, you can do that in a regular brokerage account.  Vanguard is one good option.

As for what to invest in, how much, and when to make changes to that extra investment account, you cannot go wrong by following the The AlphaDogs.   They beat the market over time.

Join the FOP The biggest risks to your financial future are divorce and legal action.